Sum Insured Calculators


Sum Insured Calculator

Choosing the right sum insured for your property and contents is important. Should the worst happen and you have undervalued your assets, you may not have enough financial capacity to rebuild or replace all of your belongings. Calculators are a guide only, so it is important to speak to your Broker for a full assessment on your home and contents.

Home Buildings

Use this simple calculator to accurately determine your home’s replacement cost. Clicking the ‘Calculate’ button and enter your information. At the end you can print out a quick PDF report.

Home Contents

Calculate a quick estimate of the replacement costs of your valuable home contents. Get instant access to the home contents calculator facility. This calculator also comes with a PDF report facility.


Typical building replacement costs are provided by Reed Business Information Pty Ltd (A.B.N. 80 132 719 861) trading as Reed Construction Data (‘Reed’) and typical building contents replacement costs are provided by Sum Insured Pty Ltd (A.B.N. 55 947 630 521 (‘SI’) trading as Home Contents. Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by either Reed, SI, or Safeguard Insurance Solutions Pty Ltd (‘Safeguard’) for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate. Safeguard do not take any responsibility for the costs provided by Reed or SI nor any liability for the accuracy of or reliance upon or use of, the costs. To the fullest extent permitted by law, Reed, SI, Safeguard expressly disclaim all warranties, express or implied, including, but not limited to, the implied warranty of fitness for a particular purpose. Reed, SI and Safeguard do not warrant or make any representations regarding the use or the results of the use of the information provided in terms of its correctness, accuracy, reliability, or otherwise.

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