What is Marine Cargo Insurance?
If your business involves transportation of goods it is imperative that you take out marine cargo insurance. When operating a business where transport of goods occurs the chances are you will be exposed to natural risks from Mother Nature, misadventure and possibly piracy. Contact with any of these risks can prevent your commercial vessel, transported cargo or pleasure craft from reaching its intended destination, or potentially cause costly damage. In addition there are a number of domestic, international and maritime laws that need to be considered.
Who needs it?
Marine cargo insurance is important for businesses involved in shipping or receiving goods, operating watercraft commercially, repairing vessels, running a marina to name a few.
Businesses that would benefit from Marine cargo insurance include:
Importers and exporters;
Marina owners;
Mining companies;
Primary producers;
Removalists;
Tourism operators;
Wholesalers
What is excluded?
As with any policy there are exclusions. Check with us to further investigate excesses and limits on cover.
Business Insurance
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Marine Cargo Insurance
Marine Hull Insurance
Professional Indemnity
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