What is Worker's Compensation Insurance?
It is a requirement by law for employers to ensure correct steps have been taken to provide a safe work environment for their employees. This includes having workers’ compensation insurance in place for all of their employees.
Who needs it?
If you employ someone Workers’ Compensation is mandatory - this is across all states and territories in Australia. Each state and territory has its own workers’ compensation scheme run by independent regulators. As such it is important to speak with your Broker as the rules and regulations will vary slightly.
What is excluded?
As with any policy there are exclusions. There is also often a deductible or excess and limits on cover so check with us to further investigate these on your behalf.
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